Crystal Financial Insurance Services 



view:  full / summary

Covid-19 Reopen

Posted on May 16, 2020 at 12:55 AM Comments comments (548)

Our office is certified to reopen, however we are following our own schedule. Our staff will return to the office on June 1st, but we will not be accepting in office client appointments until we feel confident of the safety of our staff and our clients. Stay safe and healthy :D

Frequently asked questions about the current status of CT's Health Insurance

Posted on August 4, 2017 at 9:25 AM Comments comments (1815)

The instability of the Health Insurance market has raised many questions to us regarding clients and brokers alike. As things stand right now:

1. Yes, there is currently a penalty if you do not have credible Health insurance. Despite what you hear, that law still stands in the eyes of the IRS. If you have gone more than 3 consecutive months without proper Healthcare coverage this year, you will be penalized when you file your 2017 tax return.

2. There has been recent press in CT t...

Read Full Post »

Did You Know

Posted on July 22, 2016 at 11:20 AM Comments comments (191)

Did You Know that nearly $10,000 was the average cost of a hospital stay in 2010?  

Accidents can result in serious injuries that require hospitalization, extended treatment and recovery.  Contact Crystal Financial (860-436-9522) and learn more about this new Accident Plan.  This is the perfect investment to help en...

Read Full Post »

Buyer Beware

Posted on July 18, 2016 at 11:15 AM Comments comments (510)

Buyer Beware

Here are some commonly asked questions by consumers purchasing Health Insurance through Access Health CT.


When I purchase Health Insurance through Access Health CT can I purchase ancillary products such as: AD&D, cancer, critical illness, dental, vision, or disability plans to include as a package with one monthly ...

Read Full Post »

Did You Know

Posted on July 7, 2016 at 9:20 AM Comments comments (6)


62% of bankruptcies in 2007 were due to illness... 78% of those filers had health insurance!

A critical illness can strike suddenly and disrupt your life physically and...

Read Full Post »

Getting 2016 coverage with a Special Enrollment Period

Posted on April 29, 2016 at 10:30 AM Comments comments (219)

Now that open enrollment has come to a close you can enroll in a 2016 insurance plan through the Health Insurance Marketplace only if you have a life event that qualifies you for a Special Enrollment Period.  

Definition of a Qualifying Life Event

A change in your life that can make you eligible for a Special Enrollment Period to enroll in health coverage. Examples of qualifying life events are:


  • moving to a new state
  • changes in your fami...
Read Full Post »

Special Enrollments

Posted on April 19, 2016 at 8:00 PM Comments comments (364)

Do you have a qualifying event to enroll in coverage during a special enrollment period? If you lost your employer sponsored coverage, husky, or spousal coverage within the last 60 days or will be losing it within the next 60 days, you may be eligible for a special enrollment period. Please call us for details.

Open enrollment

Posted on October 14, 2014 at 1:15 PM Comments comments (719)

Access Health CT open enrollment begins on November 15th and ends on February 15th. Whether you are renewing your health insurance or signing up for the first time, we can help. There is no cost for our services, no long hold periods on the phone, parking is free, and you will be getting assistance from the most experienced and knowledgeable enrollment specialists in the industry. Call today to get your appointment secured: 860-436-9522

FREE Broker assistance

Posted on April 9, 2014 at 11:20 AM Comments comments (408)

The healthcare enrollment period closed on March 31st 2014. Many of you that did not elect to have free broker representation during your enrollment are still eligible to add or change brokers. If you would like to have someone working on your behalf that answers the phone, answers your questions, and makes the whole process much smoother then call our office today to add one of our knowledgeable and certified brokers. 860-436-9522

Access Health CT Enrollments

Posted on January 3, 2014 at 9:25 AM Comments comments (146)

There is still time to enroll in Health coverage! Make an appointment in our office or visit one of our staff members at the Access Health Ct enrollment center at 200 Main St, New Britain, Ct. In order to have your coverage effective for the first of the month, you need to enroll prior to the 15th of each prior month. Proof of income, citizenship, etc needs to be submitted by upload or mail and payment needs to be made as soon as the bill is received. Anthem & Connecti...

Read Full Post »