Now that open enrollment has come to a close you can enroll in a 2016 insurance plan through the Health Insurance Marketplace only if you have a life event that qualifies you for a Special Enrollment Period.  

Definition of a Qualifying Life Event

A change in your life that can make you eligible for a Special Enrollment Period to enroll in health coverage. Examples of qualifying life events are:

• moving to a new state
• changes in your family size (for example, if you marry, divorce, or have a baby)
  
• certain changes in your income such as loss of job
• loss of job based coverage
• loss of individual health coverage for a plan or policy you bought yourself
• loss of eligibility for Medicaid or CHIP
• loss of eligibility for Medicare
• loss of coverage through a family member